Council Tax in London: Bands, Discounts, and How to Register
Understand London council tax bands, discounts, and how to register when you move. Avoid fines, save money, and know your rights as a renter or student in 2025.
When you move into a new home in London, you’re usually required to register for council tax, a local tax that funds services like waste collection, street lighting, and local policing. Also known as local taxation, it’s not optional for most adults living in a property—unless you qualify for an exemption or discount. This isn’t just paperwork; it’s a legal obligation tied to your address, and failing to register can lead to fines or court action.
Every property in London is placed in a council tax band, a valuation category from A to H based on the home’s worth as of 1991. Also known as property valuation band, it determines how much you pay each month. Band A homes pay the least; Band H homes pay double that. You can check your band on the GOV.UK website, but even if you don’t know your band, you still need to register. If you’re a student, live alone, or have a low income, you might qualify for a discount—or even a full exemption. Single-person households get a 25% discount. If you’re on certain benefits, you could get up to 100% off. And if you’ve been overcharged, you can claim a refund.
Many people don’t realize that council tax refund, a repayment for overpayments due to changes in household status, banding errors, or missed discounts. Also known as council tax rebate, it’s not automatic—you have to ask for it. For example, if you moved out but didn’t tell the council, or if a roommate left and your discount wasn’t updated, you might be owed money. The process is simple: contact your local council, provide proof of your situation, and they’ll review your account. Some councils even let you apply online.
It’s not just about paying—it’s about getting it right. If you’re renting, your landlord might handle the bill, but you still need to confirm who’s responsible. If you’re a student, you’re exempt, but you must prove it with a certificate from your university. If you’re on a low income, you might qualify for Council Tax Support, which can cut your bill dramatically. And if you’re in a shared house, each adult usually pays their share—unless someone is exempt.
The posts below cover everything you need to know about living in London without overpaying or missing out. From how to claim a refund from TfL when you’re overcharged on transport, to understanding student budgets, to finding affordable vegan meals on a tight income—you’ll find real advice from people who’ve been there. You’ll also learn how to navigate London’s complex systems without getting lost in bureaucracy. Whether you’re new to the city, just moved, or think you might have been overcharged, these guides give you the tools to take control.
Understand London council tax bands, discounts, and how to register when you move. Avoid fines, save money, and know your rights as a renter or student in 2025.