London travel money: How to save, spend, and stretch your cash in the city

When you think about London travel money, the total amount you need to budget for food, transport, entry fees, and daily expenses while visiting or living in London. Also known as London visitor budget, it’s not just about how much you bring—it’s about how smartly you use it. Many people assume London is too expensive to enjoy on a budget, but that’s not true if you know where to look. You don’t need to spend £100 on a meal or £30 on a museum ticket to experience the real city. The truth is, some of London’s best moments are free—like walking along the Thames, exploring street markets, or catching live music in a pub with no cover charge.

Transport is often the biggest surprise. A single Tube ride can cost over £5, but if you use an Oyster card or contactless payment, you’ll hit a daily cap that saves you money fast. And if you get hit with an overcharge? You can claim it back—no paperwork nightmare, just a few clicks. Then there’s food: you can eat a full vegan meal for under £5 at a market stall, or grab a sandwich from a supermarket that’s cheaper than a coffee in a tourist spot. Even the big-name attractions like the National Portrait Gallery and the British Museum? Free. You only pay if you choose to. The London Pass, a prepaid sightseeing pass that bundles entry to multiple attractions. Also known as London tourist pass, it works for some—but only if you’re planning to hit five or more paid sites in a few days. Most travelers save more by picking just a few and using free alternatives. And don’t forget the hidden costs: some places charge for toilets, some charge for seating in parks, and a few "free" museums have paid special exhibits. Know the difference.

Money in London isn’t about how much you have—it’s about how you move through the city. The people who stretch their budget the longest aren’t the ones with the biggest wallets. They’re the ones who know where to find cheap dim sum in Chinatown, where the best book stalls hide, and when to skip the hotel bar for a pint at a local pub. They use TfL’s refund system when they’re overcharged, they check rent prices before booking a place to stay, and they know which theatre seats give the best view without the premium price. This collection of posts isn’t about luxury. It’s about real, everyday ways to make your money last longer in London—without giving up the experience. Whether you’re a student, a backpacker, or just someone who hates wasting cash, what follows are the tools, tips, and local secrets that actually work.